Visa has announced an undisclosed investment in AI coding platform Replit. The two companies are exploring how to integrate Visa’s payment products directly into Replit, allowing developers and the AI agents they build to accept customer payments without leaving the platform.
The partnership highlights the growing race to establish infrastructure for “agentic payments” – a future where AI agents handle buying and selling on behalf of users. This represents a significant shift in how commerce might operate as AI becomes more autonomous in business transactions.
Visa has been testing Replit internally, with more than 1,000 employees using the platform for prototyping and development. The partnership explores several Visa technologies:
- Visa Intelligent Commerce – the company’s AI-powered payment suite
- Visa Trusted Agent Protocol – a system that lets AI agents securely identify themselves and share transaction details
- Direct payment integration within Replit’s development environment
All these projects remain in exploratory stages, with no formal products announced yet. However, the investment signals Visa’s commitment to the emerging field of AI-driven commerce.
Replit isn’t alone in this space. Robinhood wants users to deploy agents for trading, while Google is pushing agents for shopping. This broader trend suggests major tech companies see autonomous AI transactions as the next frontier in digital commerce.
“Over the last few months, our enterprise traction has been growing, and Visa coming on board underscores our mission of making coding available to anyone in a secure and robust manner,” said Amjad Masad, Replit’s CEO and founder.
The announcement comes as Replit launches self-serve enterprise access, letting companies sign contracts worth up to $200,000 without sales calls. The tier includes enterprise-grade features like single sign-on, audit logs, and advanced permissions.
Replit’s rapid growth reflects surging demand for AI-powered coding platforms. The company hit a $3 billion valuation in September 2024, then tripled to $9 billion just six months later after raising $400 million in March 2025. This puts Replit alongside other hot coding startups like Cursor and Lovable.
Masad previously revealed strong customer retention metrics, with churn rates “very, very low” and net retention reaching 300% in some cases. He noted that enterprises often stick with Replit’s full stack after initial concerns about rebuilding applications.
“What we actually hear from customers is that when engineers get nervous and try to rebuild an app into their own stack, they often make it worse,” Masad explained at a recent TechCrunch event. “Once enterprises get comfortable with the full Replit stack – especially when we set up a single-tenant environment for them – they keep the apps on Replit.”
